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Superset audit found two real divergences: - the illustrative all-in fee numbers (5-7%, ~3.6%, 13-16 pts) lived only in the PR-FAQ; port them into the memo §2/§7 so the memo stays superset - PR-FAQ said the checkout 'enforces' the FTC 30-Day Rule; the memo is careful that the duty is the maker's and the platform only *eases* it (§11) — align the PR-FAQ wording Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>