---
slug: no-retroactive-harm
title: No Retroactive Harm (Terms-Change Governance)
state: super-draft
id: null
repo: null
proposed_by: ben.stull@wiggleverse.org
proposed_at: '2026-06-01'
graduated_at: null
graduated_by: null
owners:
- ben.stull
arbiters: []
tags:
- governance
---

Humans park real money and accept terms under a particular set of rules; changing those rules on balances they have already loaded is a retroactive harm. This RFC defines the governance guarantee that the deal cannot be changed out from under existing balances and commitments. It ties Temporality and Informed Consent into a binding constraint, and it is load-bearing precisely because of stored value.