---
slug: load
title: Load
state: super-draft
id: null
repo: null
proposed_by: ben.stull@wiggleverse.org
proposed_at: '2026-06-01'
graduated_at: null
graduated_by: null
owners:
- ben.stull
arbiters: []
tags:
- payments
---

A Load is the moment a Human moves real money into stored value, and not all loads are equal. This RFC defines Load and the principle that any reward must be funded by a fee the platform avoided, never stacked on a fee it paid — which is why bank rails can earn a discount and cards cannot. It serves Agency and depends on Informed Consent.