Propose: Settlement

On-behalf-of: Ben Stull <ben.stull>

rfcs/reputation.md

@@ -0,0 +1,19 @@
+---
+slug: reputation
+title: Reputation
+state: super-draft
+id: null
+repo: null
+proposed_by: ben.stull@wiggleverse.org
+proposed_at: '2026-06-01'
+graduated_at: null
+graduated_by: null
+owners:
+- ben.stull
+arbiters: []
+tags:
+- commerce
+---
+
+Reputation systems guide trust but are themselves a source of harm — fake reviews, review extortion, and reputation-as-lock-in. This RFC defines Reputation as its own concept, including its hazards, rather than leaving it as a footnote under reviews. It aims at trust that does not create new ways to coerce or trap a Human.
+

rfcs/settlement.md

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+---
+slug: settlement
+title: Settlement
+state: super-draft
+id: null
+repo: null
+proposed_by: ben.stull@wiggleverse.org
+proposed_at: '2026-06-01'
+graduated_at: null
+graduated_by: null
+owners:
+- ben.stull
+arbiters: []
+tags:
+- payments
+---
+
+Value is not real until it has settled, yet platforms routinely act on what is merely shown or pending. This RFC defines Settlement and the principle that 'shown is not received, and received is not settled,' so the platform releases value and goods only against funds it actually holds. It serves Epistemic Authority and is load-bearing for both online checkout and the in-person point of sale.
+

rfcs/trust-safety.md

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+---
+slug: trust-safety
+title: Trust & Safety / Harm Prevention
+state: super-draft
+id: null
+repo: null
+proposed_by: ben.stull@wiggleverse.org
+proposed_at: '2026-06-01'
+graduated_at: null
+graduated_by: null
+owners:
+- ben.stull
+arbiters: []
+tags:
+- commerce
+---
+
+A marketplace that admits any seller and any good is not neutral; it is negligent toward the Humans it exposes to fraud and danger. This RFC defines who may sell and what may be sold — prohibited, dangerous, and counterfeit goods, and scam prevention — as a duty of harm prevention distinct from after-the-fact recourse. It protects buyers and honest merchants alike.
+